Terms Of Services Policy 

By Ctms Money.com You  Are  Agreeing To Be Bound By The Following Terms & Services And Conditions Of The ("Terms Of Services Policy").


Disclaimer: Ctms Money.com  Is A Third Party  Reviewer  Of  Europe, Australia And  The  United States  Financial Sector, and Has no direct affiliation or legal liability with Europe, Australian or American banks. While We Make A Boastful Attempt  To Be  Up To Date And Accurate on all published material, there is an
inherent delay between the banks and us.

Ctms Money.com Collects Information For  Many European, Australian and American  Credit  Card  products;  Please  Note  That  This  Data represents
only a limited group of Financial Products available online in the European, Australian And United States Of American Financial Money Market.

We Recommend You Seek The Advice Of, Your Own Financial Adviser, Or Legal Adviser  Before  Making  A  Decision  On  A  Product From The Information You Might Obtained From This website.

1. By  Using  This  Website  Or  Any  other  websites  of  Ctms  Money.com,  its  affiliates & agents with links to these Terms of Services (the “General Terms”) (The  “Site”)... In  Any  Way,  Including  using,  transmitting,  downloading  or uploading any of  the  services or functionality (“Services”) or Materials made available.

Users Of The Site (“Users”), Or Merely Browsing The Site, You Agree To these General  Terms  of  Services, And To Ctms Money.com, Website Privacy Policy and Terms Of Services Policy, plus it's Privacy Policy. 

2. You  May  Not  Use  The  Services, Or Accept The General Terms, If You Are
Not  of  a  legal age 18 years or Older, To Form A Binding Contract With Ctms Money.com, You  Are Prohibited  By Law from receiving or using the Services.

You are responsible for keeping your password secure.

You  must  not abuse, harass, threaten, impersonate or intimidate other users.

You  may  not  use  Ctms  Money.com!  service  for  any illegal or unauthorized purpose...   

International   users  agree  to  comply  with  all  local  laws  regarding  online conduct and acceptable content.

You Must Not In The Use Of Ctms Money.com! Violate Any Laws in your Jurisdiction (including but not limited to copyright laws).

3. Under No Circumstances Will Ctms Money.com! Be  Liable  In Anyway For Any  Content, including, but  Not  Limited  To, Any  Errors... Or Omissions In Content, Or  Any  Loss  Or  Damage  Of any kind incurred as a  Result Of The Use  Of  Any  Online  Content  posted recommended, transmitted or emailed
otherwise made available via the Service.

4. You  Understand  That  The  Service  And  Software  Embodied  Within The Service, May  Include  Security  components  that  permit digital materials to be protected, and  that use of these materials is subject to Ctms Money.com,
rules and/or content providers who provide content to the Service.

You  May  Not  Attempt  To  Override  Or  Circumvent  Any Of  The Usage Rules
Embedded Into The Service. 

Any  Unauthorized  Reproduction, Publication, Further  Distribution  Or  Public Exhibition  Of  The  Materials  provided  on  the  Service, in  whole or in part, is
strictly prohibited.

*Accepting the Terms*

5. In  Order  To Use The Services, You Must First Agree To the Terms. You may not use the Services if you do not accept the Terms.

By  actually  using  the  Services, In this case, you understand and  agree that
Ctms Money.com  will  treat  your  use  of  the  Services  as  acceptance of the
Terms from that point onwards.

6. You May Not Use The Services If You Are A Person Barred From Receiving the  Services  under  the laws Of Europe, Australia Or United States Or Other Countries including the country in which you are resident or from which you use the Services.

Before  You  Continue, You  Should  Print  Off  Or  Save  A  Local  copy of the Universal Terms for your records.

*Use of the Services by you*

7. You  agree  that  you are solely responsible for and that Ctms Money.com,
has  no  responsibility  to you Or  To Any Third Party For Any Breach Of Your Obligations Under The Terms And For The Consequences (including any loss
or damage which Ctms Money.com! may suffer) of any such breach.

8. Unless  you  have  been  specifically  permitted  to  do  so  in  a  separate agreement  with  Ctms Money.com  you  agree  that you will not reproduce, duplicate, copy, sell, trade or resell the Services for any purpose.

You also agree... that you will not engage in any activity that interferes with
or disrupts the Services (or  the servers  and  networks which are connected to the Services).

9. In  order  to  access  certain  Services, you  may  be  required  To  provide information  about  yourself  (such  as  identification  or Contact details) as
part of  the registration process for the Service or as part of your continued use of the Services.

You  Agree  That  Any  Registration  Information  You  Give  To  Ctms Money.com, Will Always Be accurate, correct and up to date.

You  agree  to  use  the  Services  only for purposes that are permitted by
(a) The Terms Of Services Policy and
(b) Any  Applicable  Law... Regulation Or Generally Accepted Practices Or Guidelines In The Relevant jurisdictions.

Including  Any  Laws  Regarding  Where You specifically agree not to access
(or  attempt  to  access) any  of The Services through any automated means (including use of scripts or web crawlers) and  shall ensure  that you comply with the instructions set out in an robots, text file present on the Services.

*Special Warning For International Use*

10. Recognizing The Global Nature of The Internet, You Agree To Comply With
all local rules regarding online conduct and acceptable Content.

Specifically, You  Agree  To  Comply  With  All  Applicable  Laws  regarding the transmission of technical data exported from  Europe, Australia or  the United
States or the country in which you reside.

*Modifications To Service*

11. Ctms Money.com, Reserves The Right At Any Time  and from  time to time!
to modify or discontinue, temporarily or permanently, the Service (or any part thereof) with or without notice. 

You Agree  That Ctms Money.com, Shall  Not  Be  Liable To You Or to any third party for any modification, suspension or discontinuance of the Service.

*Investigations*

12. Ctms Money.com, In  Its  Sole  Discretion... May  But Has No Obligation To
Monitor Or Review The Services and Materials at any time.

Without limiting the foregoing, Ctms Money.com, Shall Have The Right, In its sole  discretion  to  remove  any  of your Content for any reason or no reason, including if it violates the Terms or any Law.

*Links to Third Party Sites*

13. The Site, services & materials may include links that will take you to other sites outside of the Site (“Linked Sites”).

The Linked Sites Are Provided By Ctms Money.com, To You As A Convenience And  The  Inclusion  Of  The  links  does  not  imply any endorsement by Ctms Money.com, of any Linked Site.

Ctms Money.com Has  No  Control  Of  The Linked Sites... And You  Agree That  Ctms Money.com! Is  Not  Responsible For The Availability Or Contents of any Linked  Site... (including  any  advertising  products  or  Other  Materials on or available from such Linked Site), any link contained in a Linked Site.

*Termination*

14. The Terms Will  Continue To Apply Until Terminated By Either You Or Ctms Money.com As set Forth below. If you want to terminate your agreement with Ctms Money.com

You  May Do So By Notifying Ctms Money.com At  Any Time And Closing Your
Accounts For All Of The Services or Materials that you use where Ctms Money
.com has made this option available to you.

Your Notice Should Be Sent In Writing, To Ctms Money.com Address Set Forth Below.

15. Ctms Money.com  May At Any Time Terminate, It's  Agreement With You If
You Have Breached Any provision of the Terms or have acted in a manner that clearly shows  you do not intend to, or are unable to, comply with the Terms.

Ctms  Money.com,  Is  Required  To  Do  So  By Law (For Example, Where the provision of the Site, services Or Materials To You Is, Or Becomes, Unlawful); Ctms Money.com, Has  Elected To Discontinue  The Site, Services or Materials (or any part thereof).

*Indemnity and Liability*

16. You  Agree  To  Indemnify  And  hold  Ctms  Money.com  and it's affiliates!, subsidiaries!, officers!, agents!, Employees, co-branders or other partners, and licensor's harmless from any claim or demand including Reasonable Attorneys Fees, Made By Any Third Party Due To or arising out of Your Content, your use of  the  Site,  Services  or  Materials,  your  connection  To  the Site, Services or Materials.

The  actions  of  any  member  of your Group, your access to or use of Linked Sites  and  your  connections  there with, any claim that Your Content caused damage  to  a  third  party,  any  dealings  between  you and any third parties advertising or promoting via the website, Services or Materials your violation of  the  Terms,  or  your   violation  of  any  rights  of  another,  including  any Intellectual Property Rights.

*Disclaimer Of Warranties*

17. Ctms Money.com & it's subsidiaries, affiliates, officers, employees, agents, partners and... licensor's make no warranty that:
(i) the service will meet your requirements;
(ii) the service will be uninterrupted, timely, secure or error-free;
(iii) the  results  that  may  be  obtained  from  the  use  of  the  service will be accurate or reliable;
(iv) the quality of any products, recommended, services, information or other material  purchased  or  obtained  by  you  through  the service will meet your expectations; and
(v) any errors in the software will be corrected.

18. A  Small  Percentage  Of  Users  May  Experience  Epileptic  Seizures  When Exposed To Certain Light Patterns Or Backgrounds... On A Computer Screen Or While using the service. Certain Conditions May Induce Previously Undetected Epileptic  Symptoms  Even  In  Users  Who Have no history of prior seizures or
epilepsy.

If  You, Or  Anyone  In  Your  Family, Have An Epileptic condition, consult your physician prior to using the service.

Immediately discontinue use of the service and consult  your physician if you experience any of the following symptoms while using  the service, dizziness, altered vision, eye or muscle  twitches, loss of  awareness, disorientation, any involuntary movement, or convulsions.

19. Any material downloaded or otherwise obtained through the use of the service  is  accessed  at your own discretion and risk, and you will be solely responsible  for  any  damage to your computer system or loss of data that results from the download of any such material.

Any reference to a commercial or non commercial product, process, service or company is based upon personal experience and is not absolute endorsement by Ctms Money.com

Use  these  products  at  your  own risk. Ctms Money.com assumes no liability
what so ever  for the  use or Contents of any product or service mentioned or recommended.

*Whole Agreement*

20. The  Terms  And  The  Site's  Disclaimer  Constitute  The  Whole Agreement Between You and Ctms Money.com

Ctms Money.com  Reserves  The Right To Change Any Of The Terms And Conditions  Contained  In  This  Agreement  or any policies or guidelines governing the Website or services provided... at any time and in it's sole
and independent discretion.

Any changes  will be  effective  upon  the  posting  of the  changes on the Site. You are responsible for reviewing the changes. Changes to referenced policies and guidelines may be posted without notice to you.

Your Continued Use Of This Site And The Services Following Ctms Money.com, Posting  of  any  changes  will  constitute  your acceptance of such changes or modifications.

If You Do Not Agree To Any Changes To This Agreement, Do Not Continue To Use The services or this Site.

*Waivers*

21. No failure or delay on the part of Ctms Money.com, In Exercising Any right or power under these Terms will operate as a waiver of such right or power.

*Violations*

22. Please Report Any Violations Of The Term Of Services To Customer Care At ctmslogistics@gmail.com

*FTC Disclosure*

23. The  owner  of this website has the full intention to be compliant With the Federal Trade Commission rules about the use of endorsements in advertising and marketing.

Accordingly, We Want You As A Visitor... To Understand That In Most, if Not
all, instances  we  get paid a commission on the sale of products or services generated by this site.

This  FTC  Disclosure Policy Describe And Out Lines That Ctms Money.com Has links on this Website and emails for products, services and reviews.

They  Are  Affiliate  Links. If  You  Decide  To  Purchase  Though Our Links, We Receive A Commission On the product sales.

This site being (www. Ctms Money.com) was  created with the intention to provide  great  online  Quality  information  content  and reviews about the Financial Sector and Financial products Available. 

By  taking  the  affirmative  step  of  clicking  the "BUY"  button,  or  checking  an Acceptance box, and the purchasing of a product, service, or  membership,
you  the  Buyer, attest  that  you have fully read, understand, and  accept the terms of this Purchase Agreement contract, & warrant  to the  Seller that said affirmative  digital  acceptance shall be deemed to be the same as if you  had affixed your signature to this Purchase Agreement contract.

*Refund Policy*

24.The product, service or membership referenced herein is sold with a policy that  is  in  place, by  a  Third  Party  Or an affiliated party... Refund Policy and money back guarantee Should be read before Buying...

If The Product Is Other Than An E-Product Or Digital Product, The  Product Must  Be  Returned  During  The  Refund  Period  to  The  Shipping Address Provided  With  The  product. The burden is on the Buyer To prove that the product was in fact returned to that address.

Cancellation  of  a  membership  or  request  for refund of a digital product delivered over the internet must be noticed at ctmslogistics@gmail.com

The  Buyer  understands  that  all rights to view the product and all license or resale rights terminate  when the  product  is  returned  for a refund. (Selling
of a product in which you have no ownership interest or resale license rights
is a crime as well as breach of this agreement.)

Giving  the  Buyer  a refund  during  the refund period is the full and complete liability that the Seller of this product service or membership has to the Buyer.

Buyer agrees  that  the Length  of The refund period is reasonable and further Agrees to examine, read,  and  try  The product, service or membership during  the Refund Policy period as a material consideration required by the Seller as part of the purchase price.

Buyer  Further  Warrants  That  He  Or  She  Will  Make A Determination In The Refund Policy Period If The product is as described and to decide whether the Buyer wishes to keep the product.

If the buyer does not contact the seller during the refund period buyer agrees that  the seller may construe  silence  as a  full, complete and final acceptance of  the  product,  service  or  Membership  with  no  further  right of redress or refund for any reason due the Buyer.

The  Refund  Policy  Period  Will  Start  From  The  Day The Product Is Ordered unless  shipping  is  involved, in which case the refund policy period will start
2 days after the product has been shipped.


This Site Was Last Modified On 12-12-2008

By Ctms Money.com


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